Gold Rate in Karachi Today 2026 – 24K & 22K Price Per Tola & Gram (سونے کا ریٹ)
Today’s Gold Rate in Karachi: 24K = Rs. 430,200 per tola | 22K = Rs. 392,789 per tola
Last Updated: July 31, 2026 | Source: Karachi Sarafa Bazar Association (APSGJA)
Today’s Gold Rate in Karachi – July 31, 2026
| Gold Purity | Per Tola (PKR) | Per 10 Grams (PKR) | Per Gram (PKR) |
|---|---|---|---|
| 24K (Pure Gold) | Rs. 430,200 | Rs. 367,380 | Rs. 36,738 |
| 22K (Jewellery) | Rs. 392,789 | Rs. 336,763 | Rs. 33,752 |
| 21K | Rs. 374,938 | Rs. 321,458 | Rs. 32,220 |
| 18K | Rs. 339,800 | Rs. 275,535 | Rs. 27,665 |
Note: These are Sarafa Bazar bullion prices (APSGJA rates). Jewellers add making charges (5–15%) and GST on top. Always confirm the final price with your jeweller before buying.
Karachi vs Other Cities – Gold Rate Comparison (July 31, 2026)
| City | 24K Per Tola (PKR) | Sarafa Reference |
|---|---|---|
| Karachi | Rs. 430,200 | Karachi Sarafa Bazar |
| Lahore | Rs. 430,380 | Lahore Sarafa Bazar |
| Islamabad | Rs. 430,520 | Islamabad Sarafa |
| Rawalpindi | Rs. 430,520 | Rawalpindi Sarafa |
| Peshawar | Rs. 430,580 | Peshawar Sarafa |
| Faisalabad | Rs. 430,380 | Faisalabad Sarafa |
| Multan | Rs. 430,300 | Multan Sarafa |
| Quetta | Rs. 430,780 | Quetta Sarafa |
| Hyderabad | Rs. 430,200 | Hyderabad Sarafa |
Karachi sets Pakistan’s primary gold benchmark because it is the country’s main bullion import hub. All other cities follow Karachi’s Sarafa Bazar rate with minor local adjustments for transport cost and dealer margins.
Gold Price History – 2024 to 2026
| Period | 24K Per Tola (PKR) | Change |
|---|---|---|
| July 31, 2026 | Rs. 428,500 – 430,200 | — |
| July 26, 2026 | Rs. 430,200 | — |
| July 18, 2026 | Rs. 424,500 | — |
| July 27, 2026 | Rs. 426,596 | — |
| June 2026 | Rs. 352,000 (page data) | — |
| Jan 2026 (Record High) | ~Rs. 442,636+ | Peak |
| 2025 (approx.) | Rs. 300,000 – 352,000 | — |
| 2023 | ~Rs. 200,000 | — |
| 2021 | ~Rs. 100,000 | — |
Gold has more than quadrupled in 5 years in PKR terms — from around Rs. 100,000 per tola in 2021 to over Rs. 430,000 in July 2026. This is due to both rising global gold prices and a significantly weaker Pakistani rupee.
Gold Rate Per Gram in Karachi – All Karats (July 31, 2026)
| Karat | Purity | Per Gram (PKR) | Common Use |
|---|---|---|---|
| 24K | 99.9% | Rs. 36,738 | Investment bars, coins, biscuits |
| 22K | 91.7% | Rs. 33,752 | Standard jewellery in Pakistan |
| 21K | 87.5% | Rs. 32,220 | Some jewellery designs |
| 18K | 75.0% | Rs. 27,665 | Designer jewellery, rings |
| 14K | 58.3% | Rs. 21,120 (approx.) | Affordable jewellery |
1 Tola = 11.664 grams (standard in Pakistan) 1 Masha = 0.972 grams (12 masha = 1 tola)
24K vs 22K Gold — Which Should You Buy?
| Feature | 24K Gold | 22K Gold |
|---|---|---|
| Purity | 99.9% pure | 91.7% pure (8.3% alloy) |
| Hardness | Soft — bends easily | Harder — better for jewellery |
| Best for | Investment (bars, coins) | Jewellery and ornaments |
| Price | Higher | ~8–9% lower than 24K |
| Resale | Best resale value | Good resale, widely accepted |
| PSQCA Hallmark | “999” | “916” |
Rule of thumb:
- Buying for investment → choose 24K gold (bars, biscuits, coins)
- Buying for jewellery → choose 22K gold (stronger, holds design better)
- 24K is too soft for detailed jewellery work — it bends and scratches easily
Where to Buy Gold in Karachi
Karachi has several established gold markets and jewellery districts:
Sarafa Markets (Wholesale/Bullion):
- Sarafa Bazar, Empress Market (Saddar) — Pakistan’s largest and oldest gold trading hub. Best prices for bullion and large quantities.
- Jodia Bazar — popular for gold coins and small bars
Retail Jewellery Markets:
- Tariq Road — established jewellers including Almas Jewellers, Ittehad Jewellers
- Hussainabad (near Empress Market) — family-run shops like Jaffer Brothers with good prices
- Zamzama / Clifton — premium jewellers for high-end designs
Mall-Based Jewellers:
- Dolmen Mall Clifton, Ocean Mall — ARY Jewellers, Tiffany & Co. style outlets with fixed prices
Online/Certified Options:
- ARY Gold — certified 24K bars with tamper-proof packaging, 1–3% premium over Sarafa rate
- PMEX (Pakistan Mercantile Exchange) — buy gold futures without physical storage
Making Charges in Karachi – What to Expect
Making charges are paid on top of the gold value and cover craftsmanship. They are non-refundable if you sell the jewellery back.
| Item Type | Making Charges (approx.) |
|---|---|
| Custom-made designs | 10–15% of gold value |
| Ready-made jewellery | 5–8% of gold value |
| Simple bangles/chains | 3–6% of gold value |
| Intricate necklaces | 15–25% of gold value |
Important: Always ask for a weight certificate and breakdown of gold weight vs. making charges. Negotiate making charges — they are almost always negotiable in Karachi’s Sarafa markets.
What Drives Gold Prices in Karachi?
1. International Gold Price (USD/oz) Pakistan’s gold price is calculated from the global LBMA (London Bullion Market Association) benchmark price per troy ounce. Formula used by Sarafa dealers:
PKR Rate = (LBMA Price × USD/PKR × 11.664 ÷ 31.1035) + local premium
2. USD to PKR Exchange Rate This is the biggest local factor. When the rupee weakens against the dollar, gold becomes more expensive in PKR — even if international prices stay flat. PKR depreciation is a major reason gold prices have surged in Pakistan.
3. Import Duties & Taxes Government import duties on gold bullion directly affect wholesale prices. Any duty change announced in the federal budget immediately impacts Karachi Sarafa rates.
4. Local Demand Wedding season (October–December and March–May) sees significantly higher gold demand in Pakistan, often pushing Karachi Sarafa rates slightly above the international benchmark.
5. Geopolitical Events Global uncertainty (wars, sanctions, economic crises) drives investors worldwide into gold as a safe haven — pushing international prices higher, which immediately reflects in Karachi rates.
How to Check Authentic Gold in Karachi
Before buying gold in any Karachi market, verify authenticity:
- PSQCA Hallmark — look for the official Pakistan Standards and Quality Control Authority stamp (e.g., “916” for 22K, “999” for 24K)
- Weight Certificate — always get a written weight certificate from the jeweller
- Assay Card — for bars and coins, request an assay card confirming purity
- Acid Test — reputable dealers will test gold purity on request using an acid test kit
- Buy from licensed dealers — avoid buying from street vendors or unknown shops
Gold as Investment in Pakistan – Key Facts
- Over the last 5 years, gold in PKR has more than quadrupled — from Rs. 100,000/tola (2021) to over Rs. 430,000/tola (2026)
- Gold is widely considered the best hedge against rupee depreciation in Pakistan
- PMEX allows Pakistani investors to trade gold futures without holding physical gold
- Gold Zakat nisab: 7.5 tola (87.48 grams) — if you hold this much gold for one full Islamic year, you owe 2.5% Zakat on it
- Gold biscuits and coins from ARY Gold and certified dealers carry PSQCA hallmark and are easiest to resell
- Store physical gold in a bank locker (Rs. 5,000–15,000/year at most banks) rather than at home
Frequently Asked Questions (FAQs)
What is the gold rate in Karachi today?
As of July 31, 2026, the gold rate in Karachi is Rs. 430,200 per tola for 24K and Rs. 392,789 per tola for 22K, as per Karachi Sarafa Bazar (APSGJA).
What is the gold rate per gram in Karachi today?
The 24K gold rate per gram in Karachi today is approximately Rs. 36,738. The 22K per gram rate is around Rs. 33,752.
What time is the gold rate updated in Karachi?
Karachi Sarafa Bazar sets rates from 9:30 AM to 4:00 PM PKT. Rates are updated multiple times during the day based on international market movements. The APSGJA (All Pakistan Gems & Jewellers Sarafa Association) publishes official rates once or multiple times daily.
Why is 22K gold cheaper than 24K?
22K gold contains 91.7% gold and 8.3% other metals (usually silver and copper) for added hardness. The lower gold content makes it less pure and therefore cheaper — approximately 8–9% less expensive than 24K. However, 22K is the preferred choice for jewellery because it holds its shape better.
Is Karachi gold rate higher than Lahore?
Slightly. Karachi gold is often the same or marginally cheaper because it is Pakistan’s primary bullion import city. Lahore and other cities add minor transport and local dealer premiums. The difference is typically Rs. 100–500 per tola.
Can making charges be refunded if I sell back?
No. Making charges cover the craftsmanship cost and are non-refundable. When selling jewellery back, dealers pay only for the gold weight at current market rate — making charges are not included.
What is the best time to buy gold in Karachi?
Rates update after the Sarafa Association meeting around 9:00–10:00 AM. Buying early in the morning gives you the freshest rates. Avoid buying during peak wedding season (Oct–Dec, Mar–May) when local demand pushes prices slightly higher.
What is sone ka rate in Urdu?
آج کراچی میں سونے کا ریٹ (31 جولائی 2026):
- 24 کیرٹ: Rs. 430,200 فی تولہ
- 22 کیرٹ: Rs. 392,789 فی تولہ
- 24 کیرٹ: Rs. 36,738 فی گرام
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Disclaimer: Gold rates shown are based on Karachi Sarafa Bazar (APSGJA) data. Actual jeweller prices will include making charges, GST, and dealer premiums. For live rates, also check gold.pk and urdupoint.com/business/gold-rates. Pricesin.pk is an independent informational platform and is not affiliated with any Sarafa Association or jeweller.
Last updated: July 31, 2026